What actually happened?
Review the order, collection, settlement and bank event as separate steps.
LINKIO / AI CFO · EARLY PRODUCT
Sales look good.
Where is
your money?
Orders, payouts and bank balances tell different stories. Your next decision needs a clearer picture.
AI CFO is being built to reconcile those sources — so you can see what arrived, what is still in transit and what needs investigation.
Built around an internal workflow. External pilots are a next step.
THE MONEY PICTUREILLUSTRATION
Available
Confirmed in the bank
In transit
Collected, not yet settled
Needs review
Expected and received differ
A sale is an event. Cash is a different event.
DESIGNED FOR
E-commerce owners
Shopify merchants
Cash-on-delivery operations
01 /THE GAP BETWEEN SOLD AND SETTLED
A paid order.
Not always available cash.
Money can sit with a carrier or payment provider before it reaches your account. Counting it twice changes the decision.
01
Order placed
A sale is recorded.
02
Order delivered
The parcel reaches the customer.
03
Payment collected
The carrier holds the funds.
04
Payout prepared
Fees and adjustments apply.
05
Bank credited
Cash is now confirmed.
Illustrative cash-on-delivery journey. Settlement timing and fees depend on the provider.
02 /TRY THE RECONCILIATION CONCEPT
One payout.
Three possible stories.
Switch between a pending payout, a settled payment and a mismatch. The same order can mean very different things for available cash.
THE QUESTION THAT MATTERS
“Which payouts need my attention — and why?”
This demo uses synthetic sample amounts. It does not access the existing PCC system.
LINKIO / AI CFODEMO · SAMPLE DATA
PAYOUT REVIEW
Awaiting settlementFollow the money.
CONFIRMED BANK CREDIT€0
STILL IN TRANSIT€240
- 01Order delivered
- 02Carrier collection confirmed
- 03Bank credit not yet recorded
The customer paid the carrier. A payout is still pending. These funds are not yet available cash.
An illustrative reconciliation, not a connection to financial accounts.
03 /A SECOND FINANCIAL PERSPECTIVE
Start with evidence.
Then make the decision.
Where is the difference?
Make fees, timing and unmatched amounts visible instead of hiding the gap in a total.
What needs a person?
Keep exceptions and proposed actions in front of the owner for review.
PRODUCT STATUS
A real starting point.
An honest boundary.
Financial reconciliation workflow
Documents describe a working internal payment reconciliation chain at PetsChoice. This is an internal proving ground, not an external customer reference.
The interface you see here
A product concept using synthetic examples. It is separate from the financial systems and contains no real account data.
A repeatable external product
External pilots depend on data isolation, validated controls and readiness checks. Forecasting and broader orchestration are not presented as completed capabilities.
04 /EXPLORE A FUTURE PILOT
Bring a real problem.
Start a focused conversation.
Tell us which market you operate in and where your payment picture breaks down. Pilot availability will depend on product readiness and fit.
NO FINANCIAL DATA OR ACCOUNT ACCESS REQUIREDOnline enquiries are temporarily unavailable.
For early access enquiries, email anton@linkio.one.